Aug 10
26
Scams Aimed At Our Elderly That All Should Be Warned About.
Almost all of us have seen, heard of, or even been targeted by scammers online. Our spam boxes may even be filled with them. But, we tend to think that those that are not online, such as our elderly, are safe from such things. But this is not true. Even though our elderly may not be online, there are entire sections of the scamming “industry” that specifically target the elderly. And online or not, they usually have telephones, and most have mailboxes.
The idea of scamming people out of their cash is not new. And the “snail mail” scams most definitely pre-date the email scams. But many of the predominate internet scams of today are making their way to the telephone. An example of this from my own life would be when my Grand-Mother was the intended victim of a version of the check scam. Someone told her that she had won a Canadian lottery. But in order to claim her winnings, she had to first pay the taxes on it. According to the story, though, this would not be a real problem. The scammer would send her a check that would more than cover the “taxes.” She would simply have to cash the check, send the “tax” money back to the scam artist and keep the rest. The method she was told to use in sending the money back, was of course not traceable. The check would have bounced, but long enough after being cashed to allow her to send the money to them. This of course, would have left her “holding the bag.” And it would have been a very heavy bag indeed. When you consider the amount of the check plus the bounce charges etc. she could have had a large hole where her bank account used to be. But thankfully, she was warned and avoided being taken by these scammers. She had never seen or heard of anything like this.
Another popular scam that targets the elderly is a phishing scam. In this scam, the elderly person receives a phone call. The scammer is on the other end, and promises the intended target that they have “qualified” for a lower interest rate on their credit card. The scammer then asks which card has the highest interest rate. Now they just have to ask a few “security” questions. That of course involve the complete card number, and the targets social security number. When the call is over, the scam artist has all the information to steal the intended victims identity.
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