There are so many scams out there today. I am writing this article to tell you about just a few of them.

First, I will talk about the check scam. There are many variations of this one. But they all have the same objective, and that is to get their hands on your cash. The basic operation of this scam is they send the intended victim a check with instructions to cash the check and send a certain amount back to them. The check will, of course bounce, but it will take long enough to get from your bank to theirs to allow you time to send the money off to them. And of course the method used to send the money is untracable.

My Grand-Mother, my sister, and I were all targets of different variations of this scam. One was an “accidental” over payment for an item on ebay. Another was in the guise of a distress call, where the scammer was “stranded” in a foreign country. But, of course, there was someone in the States that had the money, but for some reason, could not send it. And the intended victim was supposed to receive the check and forward most of the money. And the final example was where the intended target was the winner of some foreign lottery. But in order to receive the funds, the intended victim has to pay the taxes on it first. Not to worry, the scam artist will send you a check valued more than the needed taxes. the target then, of course sends the “tax” money back to the scam artist Please note that some of these are done by telephone as well as by email.

Another popular scam is the inheritence scam. In this scam, the intended victim is told that some long distant relative has died in some foreign country, and they the scam artist cannot locate any close relatives. So out of every one on the planet that has your last name, they have chosen you, because you have the same last name as this distant relative. The scammer often poses as a lawyer in that country (often Nigeria). And in order to get all the paperwork done, all you have to do is send them of your hard earned income. This scam has been known to go even farther, and get far more dangerous. This happens after the target sends the money. The scam artist notifies the intended victim that all is ready, but there are some papers that need to be signed in person. So it is neccessary for the intended targets spouse to fly over. And when the spouse arrives, they can then be held as a hostage for more money.

A new, but not surprising phishing scam involves the scam artist sending the target an email, supposedly from BP (British Petroleum) offering to send the intended target a large amount of money. All the intended victim has to do is send the scam artist certain information. This infornmation, of course, involves vital information like your bank account number, and your social security number. The scammer then of course steals you money and/or your identity.

I do hope that this information will help someone to avoid being hit by one of these scams.

This article has been brought to you by a proud member of Wealth Creations Network. Wealth Creations Network provides a zero out of pocket way to make money online and a way for you to make money online fast as well. Get your free membership today and understand how to Make Money Free!

In case you are trying to find more information about one way links, then go to the web page which was mentioned in this line.

The idea of scamming people out of their cash is not new. And the “snail mail” scams most definitely pre-date the email scams. But many of the predominate internet scams of today are making their way to the telephone. An example of this from my own life would be when my Grand-Mother was the intended victim of a version of the check scam. Someone told her that she had won a Canadian lottery. But in order to claim her winnings, she had to first pay the taxes on it. According to the story, though, this would not be a real problem. The scammer would send her a check that would more than cover the “taxes.” She would simply have to cash the check, send the “tax” money back to the scam artist and keep the rest. The method she was told to use in sending the money back, was of course not traceable. The check would have bounced, but long enough after being cashed to allow her to send the money to them. This of course, would have left her “holding the bag.” And it would have been a very heavy bag indeed. When you consider the amount of the check plus the bounce charges etc. she could have had a large hole where her bank account used to be. But thankfully, she was warned and avoided being taken by these scammers. She had never seen or heard of anything like this.

Another popular scam that targets the elderly is a phishing scam. In this scam, the elderly person receives a phone call. The scammer is on the other end, and promises the intended target that they have “qualified” for a lower interest rate on their credit card. The scammer then asks which card has the highest interest rate. Now they just have to ask a few “security” questions. That of course involve the complete card number, and the targets social security number. When the call is over, the scam artist has all the information to steal the intended victims identity.

This post has been brought to you by a proud member of Wealth Creations Network. Wealth Creations Network provides a zero out of pocket way to make money online and a way for you to make money online fast as well. Get your free membership today and understand how to Make Money Free!

Read pragmatic info about Make Money Online – make sure to study the publication. The times have come when proper info is truly within your reach, use this opportunity.

Most of course, are based upon personal experiences about the club and spoilers trying to get people to their respective deals post some negative comments. Distributors like myself with a financial interest in people joining the club write some as well, which as you would expect are positive. I have a double financial interest in that I own shares in the company and I want to see the share price race ahead. The point is everyone approaches it from his or her own angle and it is hard to get a totally objective view.

A good place to start would be with the financial press such as the Financial Times and places like Google news. Another indicator would be the company’s customers. Do they feel ripped off and used? It doesn’t seem so, as in a recent survey, 94% of the Utility Warehouse customers said that they would recommend the company to a friend. And indeed many of them do. Which? Magazine in their last four reports on gas and electricity companies named them as the Best Energy Supplier. They also came top in their latest home phone survey and they have also had ‘Best Buy’ awards for their Internet services for the past two years. Great praise indeed. You can check all this out in your local library.

It would be hard to be a scam because a very well respected British company Telecom Plus plc controls it. Founded in 1997, the company has enjoyed phenomenal growth, and has been listed on the London Stock Exchange since 2000. A business club was launched in 2005 so that small and medium-sized businesses could benefit from the great value and service offered by the Uwclub.
Being a british listed company it has very strict accountability rules unlike lots of other networking companies. Telecom plus is listed on the London Stock Exchange (ticker: TEP LN).

Utility Warehouse is led by Charles Wigoder, who is the executive chairman. Charles, aged 48, qualified as a Chartered Accountant with KPMG in 1984 and was subsequently employed by Kleinwort Securities as an investment analyst in the media and communication sectors. Between 1985 and 1988, he was head of corporate finance and development at Carlton Communications Plc and then Quadrant Group plc. In March 1988, he left Quadrant Group to set up The Peoples Phone Company plc, which was subsequently purchased by Vodafone in December 1996. He joined the Company in February 1998.

Telecom Plus was named PLC of the Year at the annual PLC awards in 2009, and has received many other awards and endorsements from consumer organizations and in the press.

It is the UK’s only fully integrated provider of a wide range of competitively priced utility services, spanning both the communications and energy markets. And its customers benefit from the convenience of a single monthly bill, consistently good value across all their utilities, and exceptional levels of customer service.

The company does not advertise, relying instead on ‘word of mouth’ recommendation by existing satisfied customers in order to grow their market share. Their business model is designed for the online businesses way of doing business.

I know the company isn’t a scam because I am a shareholder, a customer and a distributor. If you have asked the question above then it’s down to you to seek the truth for yourself. I hope this short article gives you some pointers.

After a few months, I started thinking “when are these people going to pay me?” so I looked at the terms and conditions and found that I should have been paid 2 months before. Where was my cash? I knew they owed me quite a bit of cash because it was all rite there in the tracking. I decided to call and see what was going on.

Upon calling to the customer service department, I was very pleasantly surprised. The young lady that picked up the phone was very courteous and seemed like the young lady was very knowledgeable about the affiliate cash making industry. the young lady had explained to me that my check was mailed out not once but twice and that both times the check was returned. she said “there must be a problem with the address, lets check that” and continued with the call. Upon checking the address, she told me that there was an error. I found this quite hard to believe because I have auto fill software that fills all my applications for me. If the address was incorrect for them, it must have been incorrect for 20 other programs that were paying me just fine, but the representative sounded like the young lady knew what she was doing so I decided not to worry about it. I gave her the correct address and the young lady assured me that the check would be mailed again and I would have my cash in no time. I figured I was in good hands. WRONG AGAIN!

Another month went by and still no money! I decided to call again, a bit frustrated at this point. When I called this time I was greeted by another young lady that seemed to be very professional and knowledgeable about the industry. I explained to her the problem and she said the check was mailed again, and returned. the representative had no idea what could have been causing the issue. the young lady suggested that I go with direct deposit and I decided that would be the best bet if it would get my cash to me sooner. Thinking everything had been handled, I hung up the phone and went about my day.

Guess what happened, another month went by with no money! This time I was furious I had taken the links off of my website and made sure to let every that I knew in the industry not to work with them. I decided one final call would be just, that is before I got my lawyer involved. After fighting with them for about an hour and a half and threatening them with my corporate attorney, they finally decided to wire my cash. 3 days later, I finally saw the funds that at this point were 8 months overdue.

I will be posting this article everywhere I can to warn people about the flexoffers scam, if you know of any review sites I can post a flexoffers.com review on please email me at wcnchamp@gmail.com. Also, look for the post on the newest scam alert website around, www.EmployeesView.net!

These are critical things to look for in spotting a scam online.  While most online businesses no longer put their email address on their websites because spammers will dump them with huge loads of email (trust me I learned this the hard way) – they will provide you with the following:

Contact information

Credible websites will provide you with a means for you to contact them AND will respond to your request.

Does the site publish a  legal statement of some kind?

A credible site will provide you with information as to using their site, how they store your information, the terms and conditions of using their site, any guarantees they offer and further information.  These might be known as Privacy Policy, Terms, Notices, Earnings Disclaimer, Disclaimer, or Legal information.

If you want to know more

Go out to http://www.GoDaddy.com and do a domain name search.  When it says it’s “already taken”  click on the “click here for info link” and it will take you to another page where you can scroll down the page (after you enter an access code to the right in some cases) and you should find all the legitimate contact information, email, phone, address.

A company that doesn’t hide their information, has nothing to hide.  They’re more than likely legitimate.  If they’ve got a proxy address you’ll be able to tell.   There’s no humanity to it.  If the email contact is “admin” well then you have a problem Houston, bail and forget about it.

What else can I do?

Google the owners name or the business name and read what comes up.  I’ve done that a lot to find out about a company.  If you are thinking about becoming an affiliate marketer, this is a good way to check on the integrity of the company you want to be affiliated with.  Bottom line, sound business practices, honesty and integrity go a long way.  And on the net so do bad ones.  Most people will blog about the scammer.

It’s like pointing out the “bad” kid on the block.

If It sounds too good to be true

Then more than likely it is.  Any sound program teaching YOU how to work online, will take YOU some adaptation time (the learning curve) – and I’ve yet to see a program that will make a newbie rich overnight.

Yes, there are many true stories of people having phenomenal success with the internet — but what you don’t see is the countless months (maybe years) that go into the production of such a product and/or launch.

There’s also a “scammy” feel and look to the site.  It feels slick – you know the feeling when you get there.

Most quality websites will refund your money if you’re not happy with the product.  Read their Terms and Conditions, Read the Privacy and/or Earnings Disclaimer or Legal pages.

Contact them.

If  you’re concerned about their product email them and ask them some questions.  If they’re honest they’ll answer, maybe not right away (depending on the popularity of their site), but most honest business folks will respond.  It’s common courtesy.

If you’re spamming them, forget it.

All in all, the practices pretty much apply online as they do off.  If a guys selling you products off the tailgate of his truck (unless it’s a swap meet) you’ll get the feel of that.

Selling used watches on the corner is still the same online or off.