Home Medical Billing Scam

A fraudulent marketer convinced people that they could make in upwards of $500 per week processing medical bills. Training was promised to the victims of this very unscrupulous scam.

The result of this entire operation was a won lawsuit fought by the Federal Trade Commission on behalf of consumers. The advertisers of this supposed medical billing specialist opportunity ordered this company to pay back a total of $15,000 to consumers affected by this scam.

Defendants of Case

This particular FTC case was fought against Wilson Jose Caceres of Caceres Quality Distribution Inc. (CQD) and Chris Taylor of Medical Billers Network Inc. (MBN). They are barred from any other activity associated with attempts to promote any type of work at home opportunity-particularly that related to medical billing.

FTC Consumer Tips

If you are seeking opportunities to work at home as a person who processes medical bills, you should find out what you are getting yourself into. For instance, you may want to learn the following:

Ask the promoter of the opportunities to provide you with references of other people involved in this program. This will help you verify whether or not it is a legitimate operation.
The best way to ask for these references is to simply just request names of purchases-and ask them to give you as many as possible. Beware, of course, that these references could be “staged” or falsified.

Find out what responsibilities are required of you while participating in this type of work. At the same time, find out what exactly is the amount of financial investment required to get started as a medical biller.

Research on websites of major business and e-commerce bureaus to make sure the company has no unresolved complaints against them. If there is none, this does not always mean they are legitimate but it does increase they chance that they are.
At the same time, keep in mind that even legitimate companies have complaints on occasion, but its how they are handled that matters-whether the complaints were resolved satisfactorily or not. Observe this as you learn more about work at home medical billing opportunities.

WARNING: Fraudulent advertisers and companies often change their names several times even if caught victimizing people. Beware, and be careful!

How to Apply For Real Work At Home Jobs

First, you should go to a legitimate job site such as USAjobs.gov. Here you can find federal government positions listed in various categories. There is no guarantee there will always be openings, but if you want to seek ‘Telework” this is one good place to start.

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1. There’s no one to talk to. Always speak to a real person before you invest time and money in the company. Call the company and ask questions. Try to ask specific question because vague questions will get you vague answers. If the company makes it difficult to reach them, and if they can’t answer your questions, walk away.

2. No proven track record. You should not do business with a company that cannot prove its success. Real internet work at home businesses can show you solid proof of their company’s success.

3. Too many people are selling the same product. If the opportunity comes with a product to sell do a search on Google to see what your competition looks like.

How many hits does it bring up, and how many of those people are using the same website and marketing materials to sell. The more duplicated the opportunity the harder it is to distinguish yourself which means it’s going to be hard to make money.

4. You are charged upfront to sell their product. Why you should you pay someone to do them a favor. That’s what you are doing when you pay a company to sell their products. Companies that charge upfront are internet work from home scams because they know their affiliates will not generate sales so they make them pay upfront. The affiliate has now spent money they probably will not be able to earn back.

5. No recent testimonials. When you are on the site, getting excited over all the great things people have to say about the internet work at home opportunity, take a closer look at the testimonials.

What is the date of the most recent one? If they haven’t received a testimonial in months you should be skeptical. Also, look for names, photographs and URLs. If the testimonial has a URL visit the site. Look for contact information, email the person and ask about the product.

6. Outrageous income claims. Let’s be realistic the average person is not going to makes thousands of dollars from an internet work at home business within a matter of a few weeks. Yet, websites like to make you think it’s possible.

Yes, it is possible to have a profitable business within a month but that usually takes a lot of work and prior marketing and internet knowledge. Be skeptical of websites that make outrageous claims, especially those who claim you can do it with little effort.

Not all internet work at home opportunities are scams so before you walk away check to see if there is anything you should truly be skeptical about. The above list should help you differentiate between internet work from home scams and legitimate work from home opportunities.

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You’re mad, now it’s time to get even. No, I don’t suggest you bomb the company. I suggest you put them out of business legally. There are lots agencies out there that are designed to do it for you. Contact every single one of them. Use your anger to fuel your fire. You’ll find some satisfaction in knowing that while they may have gotten your money, it’s the last they’ll ever get from consumers.

1. Contact your credit card company, bank, or Paypal (whatever method you used to pay). See if they can stop payment or at least prevent any future charges from the con artist.

2. Contact the Better Business Bureau. File a complaint. Follow up on the complaint if the company doesn’t. Make sure others are warned.

3. Contact your Attorney General and the Attorney General in the state the company is in along with your local consumer protection agency. Don’t know who your attorney general is? Go to the National Association of Attorneys General.

4. Contact the Federal Trade Commission. Although the FTC does not handle individual complaints, they are on the lookout for patterns of deception and unfair practices.

5. Contact the National Fraud Information Center if this was a “get rich quick” or “easy money” scheme and your local U.S. Postal Inspection Service if you recieved the offer in the mail. File complaints with both organizations.

6. Report the company to the Internet Crime Complaint Center. The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C). Although they don’t have a searchable database, it is a good place to go if you find yourself a victim of internet fraud.

7. Warn others through use of sites like Scam.com, Ripoff Report and other work from home forums. At least it will give you a chance to vent and commiserate with others who fell for the same scheme.

8. Forgive yourself for believing everyone was honest. Don’t feel bad for seeing the world through rose colored glasses. Some call it being gullible; I call it being optimistic.

There are many legitimate opportunities online to work at home, All you have to do is to find them through the legitimate resources of the internet! One of the most important things that any serious person that wants to work at home is to identify what is legit and what is not. But don’t worry, as time goes by and you gain experience you will be able to do it perfectly.

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Before you file a dispute, you first need to make an attempt to contact the admin and explain your issue. This will build a stronger case when you file the dispute. You’ll know later on as you read this article further.

Now, the very first thing you need to check (this is a general rule and not just a dispute against a PTC site) is the date of your payment transactions. Paypal allows consumers to file a dispute against a merchant within 45 days that you made the payment.

Once you’ve verified that you can still file a dispute, the next step of course would be submitting the dispute. And with that procedure you are going to fill out a special section which is actually a message to the seller which in this case would be the admin of the PTC site. This is where you’ll build your case and make that seller return back your investments (upgrade or rental fees).

The following should be included in your message:

1. The reason why you’re filing a dispute – Are you asking them to refund your investments back or are you just trying to get their attention to address an internal conflict that their support system is not able to address? But I guess at this point, you would rather get your investment back, won’t you?
2. Why they need to refund your money – Did they suspend you for no reason? Was your payment delayed? Did the admin change the rules in the middle of the game?
3. Cite violations of the admin or the site to make the case much stronger. If they violated their own TOS, then, let them know what their violation was.
4. Stress out that you were not satisfied with the support that you got when you attempted to get their attention via their ticket system.
5. Provide the course of action you’d like to get – Do you just want them to address your main issue? Like if you were suspended, would you like for them to just reinstate your account? If I were you though, I’d request for the full refund.

If you were able to do the following, the admin of the PTC site will have no choice but to give in to your demands. However, if the seller finds a loophole in your statements, they will deny your dispute and you may need to escalate that for Paypal to decide on the case.

Luckily, when I filed a Paypal dispute against Onbux, I was able to deliver a strong case against them that they had to give in to my request for a refund. If you want to know more about my story, check my blog on how I won the Paypal dispute against Onbux: http://www.yallitenterprise.info

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